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Payment Options

Making the Dental Care You Need Affordable

Drs. Agarwal, Arbabi and Cummings don't want finances to keep you from making the best dental care decisions. We work with you so that worries about payment do not keep you from getting the treatment you need. It is also why we honor all major credit cards and offer affordable financing.

Cash, Checks, Debit & Credit Cards

For your convenience, Winterset Dental accepts full payment at the time of service via cash, check, money order, debit card or most major credit cards.


For those who prefer an extended payment plan, we offer flexible financing and payment options, including low-and no-interest loans through CareCredit®, Proceed Finance, LendingClub and Alphaeon Credit.

Payment & Insurance

We work with many dental insurance plans and will help you receive the maximum benefits possible.

*Most PPO Insurance accepted (sorry we do not accept Medicaid)

Affordable Full-Arch Treatment

Winterset Dental has competitive prices and all-inclusive packages. Treatment includes all implants, the temporary and final new teeth, a nightguard and one year of complimentary maintenance.

The practice also offers several flexible payment options with no- or low-interest financing.

Financing Options

  • Care Credit
  • Proceed Finance
  • Lending Club
  • Alphaeon

Contact Us Today

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Reviews That Make Us Smile

At Winterset Dental Care, your satisfaction is our priority! See for yourself what our patients have to say about working with us.

    "Warm & Friendly Staff"
    In my 65 years, I've never had an experience such as this at a dentist's office. Such a warm and friendly welcome, the staff is so attentive to every aspect of your visit, and the explanation of your dental plan and process.
    Kaiye C.
    "Wonderful Experience"
    Great comfort based on my situation. Clean and kind. Having an auto immune disease, they really walk you through your options.
    Jotawn D.
    "Best Experience Every Time"
    Every time I go here I have the best experience, Vanessa did a great job cleaning my teeth, making sure I'm always comfortable. Thank you Winterset for always making, what I used to fear, an awesome experience. I look forward to coming back.
    Saffiyah M.
    "I Love Winterset Dental"
    I love this Dental office. They are very professional, friendly and kind. Vanessa, Julian, and Katie are very pleasant. You never have to wait a long period of time to get service.
    Tina C.
    "Honest & Trustworthy"
    Overall the team provides excellent service from beginning to end. They always make me feel comfortable with my dental service. They are very friendly, professional, and honest about dental work needs & costs. I am very pleased with Winterset Dental.
    Carmen A.
    "Family Dentist for Over 30 Years"
    This might sound odd, but I actually enjoy going to the dentist. I always feel that I am among friends there. More importantly, they are competent professionals whom I have trusted to care for my entire family's dental health for over 30 years now.
    Eric S.
    "Highly Recommend"
    I was very confident that I was getting treatment from the best. I did my research before choosing them and I’m glad I did.
    William S.
    "Customer for Life"
    Absolutely LOVE the entire office staff! Warm and friendly. Always on time. I have been a patient since 2016.
    Judy K.